|
During the last 10 years, banks and institutional investors have done a paradigm shift from a classic buy-and-hold strategy to an active
management of credit risks and liabilities side. Securitizations have given the market a powerful tool. This paradigm shift cannot be
rolled back at the current stage. In fact, the experience obtained from boom and crisis are being used optimistically to evaluate which risks
should be kept and which risks should be passed on with which instruments.
The TXS GmbH has recognized this trend early and has continuously expanded the established Pfandbrief core business by services and products
regarding securitization – and its effects on the balances of the market participants. Within the reconception of the
TXSuite product family,
we have raised our IT solutions to a new kind of platform which enables our customers to manage their existing asset portfolios actively –
and to decide which refinancing channel is most suitable to reach the goal of the total bank management in the particular market environment.
Regularly setting up a correct and consistent database with many sub-portfolios and banking systems is an essential prerequisite.
TXS offers an extensive range of processing and reporting functionalities for the realization of the chosen refinancing type, which take the
respective specifications of the different asset classes (leasing, car loan, private and commercial construction financing, loans to small and
medium-sized companies, …) into consideration.
In addition to our IT solutions and to a wide supplemental range of services including
outsourcing services, we support our customers in
consulting services, giving them a helping hand in all kinds of bank-specific and
transaction-specific questions. We stand for many years of experience in the fields of refinancing strategies, credit risk management,
credit treasury, structuring, completion of transactions, asset-backed securities (ABS) and total bank management, processing and reporting,
ABS analysis, integration of trading systems into the bank management and setting up new business units, complete founding of banks or
addressing new investors. Our professional services cover all essential asset classes such as leasing, car loan, RMBS, CMBS, SME, credit
derivatives and others.
|